Terms and Conditions

Last updated: September 2025

1. Acceptance of Terms

By accessing and using the Smart Digests website at smartdigests.com (“the Website”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree with any part of these Terms, you must discontinue use of the Website immediately.

These Terms constitute a legally binding agreement between you and Smart Digests (“we,” “our,” or “us”), a publication operating from Toronto, Ontario, Canada.

2. Changes to Terms

We reserve the right to modify these Terms at any time. Changes become effective immediately upon posting to this page. Your continued use of the Website after any modifications constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

3. Intellectual Property

3.1 Our Content

All content published on Smart Digests, including but not limited to articles, analysis, graphics, logos, images, videos, and the Website’s design and layout (collectively, “Content”), is protected by copyright, trademark, and other intellectual property laws. Unless otherwise stated, Smart Digests owns all intellectual property rights in the Content.

3.2 Permitted Use

You may:

Access and view the Content for personal, non-commercial use
Share links to our articles on social media and other platforms
Quote brief excerpts (up to 200 words) with proper attribution and a link back to the original article

3.3 Prohibited Use

You may not:

Reproduce, republish, or redistribute full articles or substantial portions of our Content without prior written permission
Use our Content for commercial purposes without a license agreement
Remove, alter, or obscure any copyright, trademark, or proprietary notices
Scrape, data-mine, or systematically extract Content from the Website
Frame or mirror the Website on any other site without permission

4. User-Generated Content

If you submit comments, story pitches, or other content to Smart Digests, you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, adapt, publish, and display such content in connection with our operations. You represent and warrant that any content you submit does not infringe the rights of any third party.

5. Disclaimer of Warranties

The Website and its Content are provided on an “as is” and “as available” basis. Smart Digests makes no representations or warranties, express or implied, regarding the accuracy, completeness, reliability, or availability of the Website or its Content. We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.

Smart Digests provides information, analysis, and commentary for general informational purposes. Nothing on this Website constitutes professional advice (legal, financial, medical, or otherwise). See our Disclaimer for more information.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Smart Digests, its officers, directors, employees, and contributors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of, or inability to use, the Website or its Content — including but not limited to damages for loss of profits, data, or goodwill.

7. Third-Party Links

The Website may contain links to third-party websites or resources. These links are provided for convenience only. Smart Digests does not endorse, control, or assume responsibility for the content, privacy practices, or availability of any third-party websites. You access third-party links at your own risk.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict-of-law principles. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Ontario, sitting in the City of Toronto.

9. Termination

We reserve the right to terminate or suspend your access to the Website, without prior notice or liability, for any reason, including breach of these Terms.

10. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be severed and the remaining provisions shall continue in full force and effect.

11. Entire Agreement

These Terms, together with our Privacy Policy, Cookie Policy, and Disclaimer, constitute the entire agreement between you and Smart Digests regarding your use of the Website.